GICs & term deposits
Non-redeemable and cashable GICs from banks and credit unions — rate locked for the term you choose.
Compare Canada
The rate you want is already out there.
GICs, fixed bonds, and savings from Canadian providers — ranked for your deposit size, term, and timing. No accounts. No cold calls. Just a shortlist you can act on.
- Canada only · CAD products
- About a minute · no signup
- Free comparison site
Build your shortlist
A few questions.
What can show up on your list
Corporate & government bonds
Fixed-coupon products when you want yield beyond vanilla savings.
Easy-access savings
Variable-rate accounts you can dip into — no fixed term required.
Government-backed options
Provincial and federal products where applicable — useful when you want issuer quality spelled out upfront.
CDIC coverage
Deposits at CDIC member institutions — incl. most big banks — are protected up to $100,000 per insured category, per member. GICs and savings at covered banks typically count.
We list rates. You pick the provider.
Compare Canada is an independent comparison site — not a bank, broker, or financial advisor. We don't take your money, sell products, or tell you what to buy. We match your answers to live rates and send you to the issuer when you're ready.
Not financial advice. Always confirm rate, term, and coverage with the provider before you commit.